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Designed for Canadians

Fast & Simple Canadian Online Personal Installment Loans

Loans from $500 to $15,000, terms from 6 to 60 months, and rates from 18.9% APR.

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BC Lic: #83654. AB Lic: #353409



Apply for a loan in three simple steps

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Get a Flexible Personal Loan that Meets All Your Needs

FlexMoney is committed to offering one of the fastest installment loan services in Canada. Within minutes of submitting your loan application, we provide you with an instant decision. Once approved, we use the industry’s fastest tools to transfer your installment loan to you as soon as possible. Our online personal loan products are designed for Canadians like you. Get your no-obligation offer and get the cash you need today.

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Why Choose FlexMoney?

We are committed to serving you and providing one of the fastest and simplest online lending products. Since 2012, our highly automated systems have issued personal loans to Canadians from coast to coast. Say goodbye to bank visits, trips to a branch or wait times for the cash you need, and say hello to the fast and simple personal loans with FlexMoney.

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No Hidden Fees

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Cash in 24 Hours

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100% Online

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Pay off your loan at any time

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Automated Process

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Customizable Loan Options


Our Happy Clients


Learn about all types of loans we offer at FlexMoney

Designed for you and the thousands of Canadians that trust FlexMoney from coast to coast.

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Emergency Loan

Emergency Loan

Unexpected expenses happen, from a vehicle repair to an unexpected trip or even an appliance malfunction. The best financial planners may not have access to the funds they need for an emergency expense. Learn more about our Online Emergency Loan.

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Repair Loan

Repair Loan

Your vehicle always breaks down when you need it most. You may not be able to take the kids to school, shop for groceries, or make it to work. Do not let your repair bills or the inconvenience throw you off course. Learn more about our Online Repair Loan.

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Moving Loan

Moving Loan

Did you know that moving across Canada costs $6,000 on average? Factor in your vehicle, fuel, packing, and time; moving is a big commitment. Do not spend weeks waiting on your bank to help. Trust FlexMoney to provide you with an online moving loan of $500 to $15,000 to help with your relocation. Learn more about the FlexMoney Moving Loan.

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Medical Loan

Medical Loan

Focus on your health. This is not the time for an interview at the bank. Trust our 100% confidential online medical loan application and get a decision before you leave the waiting room. Learn more about our Online Medical Loan

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Renovation Loan

Renovation Loan

Make your home improvement plan a reality. Updating your home can be one of the best ways to grow the value of your investment. Complete any home project without a lengthy visit to the bank, all with the help of a renovation loan from FlexMoney. Learn more about our online Renovation Loan.

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Personal Loan

Personal Loan

Affordable payments for your lifestyle. A loan structure designed for your needs. Apply for a personal loan online from any device, at any time. Receive funds quickly and get back to focusing on what’s important. Our team is here to help whenever you need it. Learn more about our Personal Loan.

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Simplified Money

In addition to offering you convenient personal loans, FlexMoney is also dedicated to providing you the information you need to make an informed decision. Check out our Blog for up to date financial resources and articles.

  • Interest rates starting at 18.9%.
  • Understand all the fees upfront.
  • Do not pay an origination fee.
  • Repay your loan at any time.
  • Customizable loan options
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Canadian $5, $20, and $50 currency

Fast Money

We pride ourselves on having lightning-fast transfers. FlexMoney uses the industry’s most reliable tools to get you the cash you need as quickly as possible. Depending on the time of day we receive your signed loan application and your financial institution's business hours; your installment loan will be delivered on the same day or the next morning. That’s right, with FlexMoney you will have the cash you need within 24 hours.

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We care about our clients

We are not your bank, and with FlexMoney you are more than just a number. Our customizable loan products have been designed by Canadians for Canadians. Get a flexible personal loan solution that meets your needs, whatever they may be.

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Top Notch Customer Service

Our Customer Service Team is available to answer questions you may have about your installment loan. Starting from your first visit to our website and continuing through the loan application process, loan management, refinancing, or paying off a current loan, our friendly team is here to help! Contact us today.


Modern Security

Our process uses end to end bank level encryption. Rest assured that your data is protected and not shared without your authorization. Learn more about how FlexMoney secures your information.

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Transparent Fee Process

What you see is what you pay – that’s the FlexMoney way. All fees are disclosed on your loan agreement upfront and available to you before you sign on the dotted line. Should you have any questions along the way, our Customer Service Team is available to assist you.


100% Canadian

Serving Canadians from Coast to Coast

At FlexMoney, we are a proud member of our community. Headquartered in Toronto but serving Canadians with fast online personal loans from St. John’s, Newfoundland to Victoria, British Columbia, and everywhere in between. Learn more about our operations in Vancouver, Calgary, Edmonton, Hamilton, Ottawa, more...

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Frequently Asked Questions


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Get your no-obligation offer and get the cash you need today.

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