Pre-approval within minutes.

Get an Online Installment Loan of Between $500 and $15,000.

With affordable payments and loan terms ranging from six months to five years, we are sure to have an installment loan that fits your needs. Take care of unexpected expenses, a repair, credit card, or fund a major purchase.

Loans from $500 to $15,000, terms from 6 to 60 months, and rates from 18.9% APR.

Get Started

You may qualify for a FlexMoney Installment loan if you

  • Are actively receiving a net income of $2000 per month or greater for a period of at least three months.
  • Have an open and active bank account with a Canadian financial institution showing at least three months of transaction and banking history.
  • Are not currently enrolled in an active bankruptcy, consumer proposal, or credit counselling program.
  • Are a Canadian citizen.
  • Have a valid email address and mobile phone number.
  • Are at least 20 years old.
  • Please note that we do not lend on Employment Insurance, the Disability Tax Credit, and government benefits related to COVID-19.
Get Started

How does FlexMoney work?

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Step 1

Apply Online

Complete our loan application in five-minutes. Be sure to provide the most up to date and accurate information to ensure your application is processed smoothly.

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Step 2

Verify your information

Help us protect your data to keep your information safe by verifying your information through our online ID Verification system and making sure you confirm your email and cell phone number if we need to contact you.

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Step 3


Our system will review the information you have provided and let you know if you have been pre-approved for a FlexMoney loan within minutes.

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Step 4

Review and sign

Our systems will do a full review of your application to ensure that everything checks out. We will create your FlexMoney Account and loan contract. Once your contract is available, we will contact you to review the online loan agreement and provide us with your online signature.

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Step 5


Once you have accepted your FlexMoney loan agreement, we will process your installment loan immediately. Customers banking at most major Canadian banks will receive their funds the same day, or the next business day. However, processing times can vary from bank to bank.

Click Here to Start Your Application

Our online loans look past traditional credit bureau data to get a full financial picture

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To start, providing us with the most up to date and accurate information on the online application form is needed for a smooth application process and for your privacy and security. Our system will then take steps to verify your application information and let you know if you have been pre-approved for a FlexMoney installment loan within minutes of submitting your online loan application. If you have been pre-approved, our system will ensure your information is complete and accurate before letting you know what kind of loan we can offer you based on your financial snapshot and present you with a loan offer and contract.

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At FlexMoney, we work with you to make sure you are borrowing responsibly. If you agree to move forward with an online loan with FlexMoney, after you sign the loan agreement, we will transfer funds and work to get the cash you need as quickly as possible. Most deposits arrive within the same day, but at most you can expect it to take one business day for your loan to arrive. FlexMoney Canada is an innovative digital lender with experience automating loan transfers since 2012.


Contact Us Today

Get your no-obligation offer and get the cash you need today.

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