The best moving loans online aren’t necessarily through the biggest companies. Smaller lenders work harder to earn your business and often offer many advantages.
Small doesn’t mean less trustworthy or efficient either. It just means they spend fewer resources on flashy websites and advertising and focus more on serving their clients. This leads to less bureaucracy, a faster funds release, and top-notch customer service.
Clearly, you don’t want to be waiting around for money for your move. That just adds stress to an already stressful situation. Fortunately, FlexMoney offers some of the best moving loans online. Let’s look at what they cover and how they can help you with your move.
Moving Costs More Than You Might Think
Moving isn’t cheap, even if you’re just relocating across town. If you’re leaving your home for another city, town, province, or territory, moving costs are often amazingly high.
Even if you’ve planned for your move, you may come up short. Moving expenses are often much higher than anticipated. It’s unlikely this move will cost less than your last since you probably own many more things. Plus, the price of trucks, movers, and supplies isn’t getting cheaper.
If you suddenly find you must move due to work or a home sale, you’ll definitely need some help. You probably don’t have the cash on-hand or perhaps you want to maintain your bank balance, because you don’t know what your new location has in store for you.
Moving Involves More Than Hiring a Truck
If you’re moving yourself, you’ll pay for more than just the moving truck. Yes, it is the major expense, but it certainly isn’t the only one. You’ll also pay for moving supplies such as boxes, straps, bubble wrap, packing tape, furniture blankets, dollies, and more.
Of course, you usually pay for fuel and mileage too. Even if you’re just moving across town, you may need to make several trips and the costs add up quickly. The price of gas certainly isn’t getting any cheaper either.
If you’re hiring a mover, you’ll pay even more. The mover includes the cost of supplies, labour, the truck, fuel, and mileage, and some insurance coverage too. However, most people need more coverage as movers only compensate for the depreciated value of goods. Clearly, this won’t help you much if you own a heavy antique desk or computer equipment that is more than a few years old.
Whether you move yourself or hire a mover, these costs increase exponentially when you own more things. You’ll need a bigger truck, more supplies, and more time and labour for your move.
A family with a three-bedroom home, garage, and garden shed will pay much more than a bachelor living in a studio apartment. People who have lived in the same home for years almost always have more things than those who move often.
Luckily, the best moving loans online through FlexMoney can help you pay your moving expenses whether you live large or small.
You Could Pay Finalization Expenses
Moving isn’t a matter of closing the door and leaving. You must also finalize all your business at your soon to be old address. This may include ending your contracts with your internet, cable, electric, gas, telephone, and cellphone providers.
Regrettably, many people choose locked-in contracts for lower rates. The only problem is that when it is time to move, you must break these contracts. You may need to pay substantial penalties you didn’t even consider.
Fortunately, the best moving loans online through FlexMoney aren’t just for hiring a truck or mover. You can also finance the expenses you incur before and after your move.
You Could Pay Expenses at Your New Location
Undoubtedly, you always have more expenses when you arrive at your new home. Perhaps your furniture doesn’t fit in the new space or the place needs new curtains or a coat of paint. Maybe you need to pay a security or pet deposit on a rental property.
Then there’s the hook-up fees you’ll often have to pay, even if you can stick with the same provider. Utilities, cable, internet, and telephone fees can all add up to hundreds of dollars.
Whatever your reasons, the best moving loans online through FlexMoney can pay these move-related expenses. Set up your home the way you like it without paying a huge sum out-of-pocket. Enjoy smaller, more manageable payments and repay at your convenience.
How Do the Best Moving Loans Online Work?
The best moving loans online are unsecured personal loans. They don’t require collateral such as a house or car to back them. You determine how much you want to borrow, your payment frequency, and the length of time you want to take to repay. FlexMoney reviews your application for pre-approval.
The application process is simple and does not impact your credit file. If pre-approved, FlexMoney provides you with all the terms of the loan including the credit amount offered, interest rate, payment frequency, and repayment term. You’re under no obligation to accept what they offer.
The best moving loans online are a better solution than a credit card. Unless you pay the entire balance on your card within 28-days, you’ll be charged interest on the unpaid balance. Essentially, you end up paying interest on this interest and interest on the balance outstanding. A personal loan payment knocks a piece off the balance and pays part to interest too. You do not pay interest on interest.
Finding the Best Moving Loans Online
It may seem a bold claim when FlexMoney states they offer the best moving loans online, but it isn’t. Here are some of their most notable benefits and why you should consider FlexMoney first.
No Unnecessary Fees
FlexMoney does not charge an origination fee to set up an account with their company. They don’t penalize you if you want to make extra payments, early payments, or want to pay your loan off in-full. This is not the case with many lenders.
Wide Range of Loan Amounts
FlexMoney offers loans from $500 to $15,000. Borrow what you need for your move and choose the right repayment terms for your life.
Flexible Repayment Terms
FlexMoney offers repayment terms between 6 and 60 months with weekly, bi-weekly, or monthly payments options.
No Minimum Credit Score Requirement
FlexMoney does not have a minimum credit score requirement. They use artificial intelligence to assess your creditworthiness which examines many factors.
Easy Application Process
Gather up your banking information and then fill out the application form. It shouldn’t take you more than 15 minutes.
FlexMoney’s loan process is totally online. You will never need to visit an office since everything is done electronically.
24-Hour Funds Release
FlexMoney doesn’t believe in wasting you time. Find out whether you’re pre-approved in minutes, sign your loan documents electronically, and get the funds in your bank account within 24-hours.
FlexMoney is totally transparent. Here are our basic requirements for one of our best moving loans online:
- You are a Canadian citizen that is at least 20-years old who has actively worked with the same employer for at least three months.
- You earn a minimum income of $2,000 per month, have a cellphone, valid email address, and three months of financial activity with a Canadian financial institution.
- Applications based on self-employed income, Canadian Pension Program (CPP), Old Age Security (OAS), and income from various private and public pension programs will be considered.
- We can’t consider your application if you’re receiving Employment Insurance (EI), Disability Benefits, Canada Child Benefit, Student Aid or COVID-19 relief benefits.
- Those currently enrolled in in an active bankruptcy, consumer proposal, or credit counselling program will not qualify.
Find Out More About the Best Moving Loans Online
If you have more questions, we have an extensive FAQ section that could answer your questions. We also a 1-800 number for immediate support. Our Customer Service Team is available – Monday to Friday from 8:30 a.m. to 5:00 p.m. EST. They’re Canadians eager to understand your needs so they can find you the best possible solution.
If you prefer to interact digitally, contact us via email or on our website through a support ticket. For those ready to apply, visit our website. We offer competitive interest rates, a quick application process, and blazingly quick funds release.
We’ve helped countless Canadians manage their moving expenses without hassle. You could have the funds you need in your bank account within 24 hours. You can find a moving loan quicker than you might think.