It is easier to obtain a plastic surgery loan in Canada than you might think. A loan is often necessary, because our healthcare system will not cover most plastic surgery procedures. The only exceptions are when surgery is necessary due to trauma or when an untreated your condition could threaten your life.

Regrettably, plastic surgery is expensive. It is simply not feasible to put such a large amount on your credit card, because the interest rate is usually very high. Plus, traditional lenders may not be too keen to lend you money for what they consider a non-essential procedure.

Those considering plastic surgery often think long and hard before they decide to move forward. If they’ve come to this point, they clearly have very personal reasons that make them commit to such a costly procedure. Basically, it isn’t luxury or optional. It’s necessary to make you feel and look better.

Thankfully, a plastic surgery loan in Canada is a great way to fund your surgery. You don’t need to explain why you want the operation. You just need to meet our simple qualifications, mentioned below.

Even if you have less than pristine credit or you’ve moved or changed jobs, you could still qualify. We won’t ask for collateral such as your car or home and you won’t need a co-signer either.

Plastic Surgery Loan in Canada

A plastic surgery loan in Canada should have less stringent requirements than those of traditional lenders. Unfortunately, this isn’t always the case. Some lenders offer loans online, but you still need to meet very strict conditions before they’ll grant you credit.

A good lender does a “soft” credit check, that doesn’t appear on your credit file. This usually involves a pre-approval process utilizing artificial intelligence. This allows them to fully-access your credit worthiness, without requiring a minimum credit score.

The best part of finding a good lender for a plastic surgery in Canada is that you can conduct the entire process online. It is quick, simple, more accessible, and more affordable than many other financing options. And did we mention, you’re more likely to be approved?

What Types of Plastic Surgery Can I Finance?

Feeling good about yourself shouldn’t be something you put off. You deserve to look and feel great.

Here’s a list of some of the most common surgical procedures we can finance. However, we’ll consider any plastic surgery, providing you meet our qualifications.

Liposuction (Lipoplasty)

Liposuction is a popular surgical procedure, because it removes fat from specific areas for a slimmer, shapelier silhouette. Most patients recover quickly and can return to their life looking and feeling better than they have in years.

Face Lift (Rhytidectomy)

A face-lift (rhytidectomy) can take years off your face. The surgeon tightens skin folds and sagging for a more youthful shape. It’s a good option for those who want to look younger and more vibrant.

Neck Lift (Platysmaplasty)

Aging often weakens the neck muscles and its associated tissues and fibers. This can lead to unsightly sagging and wrinkly skin under the chin and in the neck area.

A neck lift can eliminate unsightly lines, a double chin, turkey wattle, and fatty jowls. It is a great way to look younger and healthier and it is a less invasive and less costly than a face lift.

Breast Augmentation or Reduction (Mammoplasty)

Breast augmentation is a good option for women that feel insecure about their appearance. It can equalize breast size, replace a missing breast, or add volume when breasts didn’t fully-develop.

Breast reduction can also increase quality of life. Large breasts can cause chronic back pain, poor posture, embarrassment, and an inability to participate in physical activities.

Breast Implant Removals

Some women experience problems with their breast implants, or they simply don’t like the results. Others need to exchange them after they’ve had them for over ten years. Whatever the reason, a plastic surgery loan in Canada can take care of the expense.

Breast Lift (Mastopexy)

Breast lifts have become more popular than implants, because they offer a more youthful profile without the worry of implant leakage or internal scarring. They are a great way to improve shape and firmness after pregnancy, breastfeeding, weight loss, or aging.

Jaw Reshaping (Orthognathic)

Orthognathic surgery can reshape the jaw and chin. It is often a good option if you want to enhance or slim your jaw for a better look. There’s no need to dislike what you see when you look in the mirror every day. A plastic surgery loan in Canada can help you love the way you look.

Eyelid Lift (Blepharoplasty)

Droopy eyelids, sagging eyebrows, and bags under your eyes can make you look older and affect your peripheral vision. An eyelift can make your eyes appear younger and more alert and eliminate side vision issues.

Upper Arm Lift (Brachioplasty)

There’s no need for you to look at skin dangling under your arms. An arm lift removes these “wings” for a more toned, contoured look. A plastic surgery loan in Canada can fund your surgery so you feel confident and ready to do sleeveless again.

Tummy Tuck (Abdominoplasty)

Excess skin after pregnancy or weight loss can make a person feel unattractive. Luckily, a tummy tuck can remove this skin and make you feel and look great again. Don’t wait to feel better about yourself. A plastic surgery loan in Canada is your best financial solution.

Nose Job (Rhinoplasty)

Do you hate the size or shape of your nose? Are you having problems breathing, because of a deviated septum?

Don’t put up with these problems. A nose job can refine your nose for a more pleasing appearance, or rectify structural problems for improved breathing. Your plastic surgery loan in Canada will improve your quality of life.

Forehead/Brow Lift (Browplasty)

Do you look like you’re frowning or tired all the time? A forehead lift can pull the skin of the forehead tighter to remove wrinkles, smooth creases, eliminate frown lines, and correct drooping eyebrows.

You deserve to look happy and energetic. Get the funding you need through a plastic surgery loan in Canada.

Male Breast Reduction (Gynecomastia)

Some men have a genetic condition that causes excessive breast tissue. Others experience growth due to the intake of certain drugs.

Oversized breast tissue can be embarrassing and uncomfortable, but it is totally unnecessary. Fund your surgery with a plastic surgery loan in Canada.

Tracheal Shave (Chondrolaryngoplasty)

An Adam’s Apple reduction permanently removes the most prominent tip of the thyroid cartilage on the trachea. It is most commonly used during gender transition, but some men may also want the surgery to improve their appearance. Create the look you want through a plastic surgery loan in Canada.

Pectoral Implants (Pectoral Augmentation)

Men may want pec implants after an injury, illness, or reconstructive surgery. However, they are also an option for those that simply can’t develop their pecs in the gym, despite their efforts. Pectoral augmentation is also desirable in female-to-male gender confirmation surgery.

If your province or territory won’t cover the procedure, fund it through a plastic surgery loan in Canada. Loans are customizable. Look the way you want and pay affordable payments.

FlexMoney Requirements

If you’re looking for a plastic surgery loan in Canada, FlexMoney is your best option. Our basic requirements below make it simple to obtain the funds you need for your surgery.

  • Canadian citizen who is at least 20 years old.
  • Actively working with the same employer for at least three months.
  • Earning at least $2,000 per month in the last three months.
  • Have a mobile phone and email address.
  • Presently have an open and active bank account with a Canadian financial institution showing at least three months of transaction and banking history.
  • Borrowing between $500 and $15,000.
  • Want to repay within six months and five years.

Unfortunately, we can’t consider your application if your income is based on Employment Insurance, the Disability Tax Credit, and government benefits related to COVID-19 either. Please do not apply if you are currently enrolled in an active bankruptcy, consumer proposal, or credit counselling program.

The FlexMoney Advantage

A plastic surgery loan in Canada has never been simpler or faster than through our company. We conduct the entire process online and it only take minutes to complete our application. Apply from any device at any time of the day.

We’ll let you know whether you’re pre-approved within minutes. If you agree with our terms, sign your documents digitally. FlexMoney offers fast cash, privacy, professionalism, and security. We never share your information.

If you agree with the interest rate and our terms, sign your loan documents digitally. We offer money in your bank account within 24 hours.

Have questions for us? FlexMoney offers telephone, email, and online support. Visit our website for more information or to start the application process now. A plastic surgery loan in Canada can provide the funds and flexibility you need now.